Cashless payment activity in Vietnam maintained strong growth in the first half of 2026, with transaction volume and value rising significantly from the same period last year, according to the State Bank of Vietnam (SBV).
The total number of cashless payment transactions exceeded 15 billion, with a combined value of more than VND190 quadrillion ($7.27 trillion), representing year-on-year increases of 34.28% in volume and 12.24% in value.
The figures were released by the SBV at a press conference on the 2026 Banking Industry Digital Transformation event held in Hanoi on August 11.
The average daily transaction value reached approximately VND1.05 quadrillion, equivalent to around $40 billion.
According to the central bank, many basic banking operations have now been fully digitised. At numerous Vietnamese credit institutions, more than 95% of transactions are conducted through digital channels.
The adoption of digital banking services has also expanded among the population. More than 89% of Vietnamese people aged 15 and above now have payment accounts, providing a strong foundation for the continued development of cashless payments and digital financial services.
Nguồn: Kỳ Phong VNEconomy
